Value after 3 years: $25,000 × (1 + 0.12)³ = $25,000 × 1.404928 = $35,123.20.

Fri, 01 May 2026 04:56:05 +0000

Understanding Long-Term Investment Growth: $25,000 Growing to $35,123 in 3 Years at 12% Annual Return In today’s fast-paced financial landscape, understanding how your money grows over time is essential to making informed decisions. One powerful example is a $25,000 investment that grows to $35,123 after three years with a consistent 12% annual return—demonstrating the impact of compound interest and long-term investing. ### The Math Behind Compound Growth At first glance, the calculation may seem straightforward:
$25,000 × (1 + 0.12)³ = $25,000 × 1.404928 = $35,123.20