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We make it easy to compare a range of home and contents insurance policies. Learn why you should compare home and contents and get started today with Compare the Market. Home and contents insurance is a type of cover designed to protect homeowners financially if their property and/or its contents are damaged, destroyed or stolen in certain circumstances. What is Contents Insurance? Home Contents Insurance is a type of Home Insurance you can get to cover items in your home in case theyre damaged or destroyed by an insured event such as a fire,. Contents insurance is designed to help cover the cost of loss or damage to your contents at your home. This includes everything from furniture, rugs and appliances to your BBQ and even clothes, shoes,.