Hi, Our father passed away 7 years ago and the will arranged for his half of the family home to be protected by a Discretionary Trust. Our mother, after an extended hospital stay is now in.

Thanks for your email requesting confirmation of whether we paid the dealer a discretionary commission for your introduction to us. After checking our records, we can confirm that.

Hello, I am currently trying to sort out the tax implications related to winding up a Discretionary Nil Rate Band Trust following the death of my father, the surviving spouse.

Understanding the Context

I used the MSE tool to reclaim potential discretionary commission on two BMW's that I had PCP contracts for.

I financed my car through Close Consumer Finance Limited, which rebranded to Close Motor Finance Limited in November 2002.

Back in 2004 my mother and father-in-laws had new discretionary will trusts produced by a local solicitor, as did my wife and I. This was done for IHT reasons and as part of the process,.

A discretionary trust means that the beneficiaries are discretionary. Therefore no potential beneficiary or their creditors can demand money from the trust as it is not theirs, and may never be if.

Key Insights

Been trying to contact Jaguar Financial Services (Black Horse) (used template from MSE).

Looking for a bit of advice as a total newbie to investment other than simple savings accounts.

Are you due 1,000s back from the hidden discretionary commission scandal? Wed like to remind Forumites to please avoid political debate on the Forum. This is to keep it a safe and useful.